When selling products or services via PayPal, it's important to choose low-risk categories to avoid account limitations, disputes, or chargebacks. Here are the safest products/services to sell on PayPal, along with tips to minimize risks:
✅ Safest Products to Sell on PayPal
1. Digital Products & Services
- E-books, Guides, Templates (No shipping, instant delivery)
- Software Licenses & Apps (Clear terms of use)
- Online Courses & Memberships (Recurring billing with contracts)
- Graphic Design, Web Development, Freelance Services (Use contracts & milestones)
2. Physical Goods (Low-Risk Categories)
- Books & Educational Materials (Non-controversial, easy to verify)
- Handmade Crafts & Art (Unique items, less fraud risk)
- Clothing & Accessories (Avoid luxury brands to prevent counterfeit claims)
- Collectibles (e.g., Trading Cards, Coins) (Document authenticity)
3. Subscription & Recurring Services
- SaaS (Software Subscriptions)
- Newsletters, Coaching, Consulting (Clear cancellation policies)
4. Locally Delivered Services
- Tutoring, Cleaning, Event Planning (Use invoices with service agreements)
❌ High-Risk Products to Avoid on PayPal
- Electronics (High fraud risk)
- Gift Cards & Digital Codes (Chargeback scams)
- Health/Weight Loss Products (Policy violations)
- Travel/Tickets (Disputes over cancellations)
- CBD/Vaping (PayPal restrictions)
🔒 How to Sell Safely on PayPal
- Use "Goods & Services" (Buyer/seller protection applies).
- Provide Tracking for Physical Goods (Required for dispute proof).
- Send Detailed Invoices (Describe items/services clearly).
- Avoid "Friends & Family" for Business (No protection, violates terms).
- Keep Records (Screenshots, emails, delivery confirmations).
Best Alternative for High-Risk Sales
- If selling restricted items, use crypto payments, bank transfers, or Escrow.com for added security.
- Final Tip: Always check PayPal’s Acceptable Use Policy before listing products.
Would you like recommendations for a specific niche?