Tech Guide

Why My PayPal Payment is Unavailable?

Why My Paypal Payment Is Unavailable

Payments may be placed on hold due to various factors related to your account activity. To check the specific reason and steps to release the funds:

  1. Log in to your account.

  2. Click “Know your options” under your PayPal balance.


Common Reasons for Payment Holds

1. New or Inactive Seller Account

  • New sellers: It takes time to establish a positive transaction history.

  • Inactive sellers: If you haven’t sold in a while, rebuilding trust may result in temporary holds.

2. Customer Disputes or Refund Requests

  • Multiple buyer complaints or refund requests can trigger holds.

  • Solution: Work with customers to resolve issues promptly.

3. Unusual Selling Activity

  • Sudden sales spikes, changes in product type, or price fluctuations may raise flags.

4. High-Risk Items

  • Sales of tickets, electronics, travel packages, or gift cards often face additional scrutiny.

5. “Goods & Services” Payment (Instead of “Friends & Family”)

  • If the sender selected “For goods and services,” funds are typically released 7 days after order confirmation.


Additional Resources


Key Takeaways

✅ Check “Know your options” in your account for hold details.
✅ Resolve disputes quickly to avoid delays.
✅ Expect holds for high-risk items or irregular activity.
✅ “Goods & services” payments release after 7 days (if confirmed).